This is often the first and least dramatic step in getting your finances on track. We can offer you with:

• Budgeting assistance so you can better manage your resources.
• Assistance with a debt consolidation loan.
• Informal arrangements with creditors.

With many of these solutions, there are no legal filings and your credit rating may not be impacted. These options may allow you the time you need to put your financial house in order. Call us today for a free consultation!