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Financial problems can seem to creep up on us out of nowhere. It's surprising how many people seem to be doing fine with their finances and then within a fairly short amount of time they encounter serious financial difficulties. Many times, the truth
With only a few weeks before Christmas we’ve got some tips to help you manage your budget, your spending, and your stress. General Tip for All Occasions: Set an overall budget for Christmas then break down a budget for each person you’ll be bu
Use credit card rewards or cash back to pay off debt Your credit card probably helped you get into debt, so why not use it to help you get out of debt? If you have a cash-back card, claim your cash-back rewards every month and use the mone
1. Know your means. Keep track of all income and expenses, including all forms of income (including Child Tax, etc.) and all fixed expenses (rent, car, bills, food, insurance, etc.) If those numbers don’t match, then you need to start getting c
1. Don’t defer payment on anything you can afford to keep up While many banks are offering deferrals, they come with a price. Paying extra interest on interest to get a deferral when you have the money to cover your mortgage (even if t